{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fa16z.simplecast.com%2Fepisodes%2Finside-the-13t-mortgage-machine-IBWHROiO","width":444,"version":"1.0","type":"rich","title":"Inside the $13T Mortgage Machine","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/38c671cb-f233-4f8b-884e-e3c7bd47db16/49a7e8c1-1a47-442e-8bdc-453e7f934949/a16z-20pod-20mortgage-20machine-201x1.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/b0806957-5a2d-42a7-aa30-ab4cfc4f9dbb\" height=\"200\" width=\"100%\" title=\"Inside the $13T Mortgage Machine\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"The $13T U.S. mortgage market serves 50M homeowners but still runs on decades-old software. \n\nIn this episode, a16z GP Angela Strange hosts Tim Mayopoulos (ex-CEO of Fannie Mae and ex-president of Blend), Mike Yu (co-founder and CEO of Vesta), and Andrew Wang (co-founder and CEO of Valon) to unpack why standardization and regulation slow change, and how modern loan-origination and servicing platforms, cleaner data, and AI can cut costs, boost transparency, and reduce errors. They also discuss policy levers that could speed innovation and what a true one-tap mortgage could look like."}