{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fcivil-banter.simplecast.com%2Fepisodes%2Fafter-the-flood-your-rights-and-next-steps-wa4W3TNo","width":444,"version":"1.0","type":"rich","title":"After the Flood:  Your Rights and  Next Steps","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/69025c37-687e-4711-a147-aec68323bcd6/a3779919-e355-403a-b74f-e1a2e74616ae/square_thumbnail_episode_17.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/d877af49-8a1f-46bc-a889-6f4c0ce1bc0e\" height=\"200\" width=\"100%\" title=\"After the Flood:  Your Rights and  Next Steps\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"In this episode, Hamish and Stan discuss the challenges many Ottawa homeowners are facing after the Canada Day floods. They explain common types of flood insurance coverage, why claims may be denied, and what steps you can take to protect your rights during the claims process. They also cover documenting damage, communicating with insurers, and Ontario's Disaster Recovery Assistance for Ontarians (DRAO) program for those whose losses may not be covered by insurance. A practical, plain-language conversation for anyone navigating the aftermath of a flood."}