{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fdiftk.simplecast.com%2Fepisodes%2Faccident-emergency-xddOzXlf","width":444,"version":"1.0","type":"rich","title":"Accident & Emergency! Making sure you have a financial safety net","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/5244e8dc-6968-4b85-8237-b52d9ddbebf9/460ce14e-d5a7-4841-a074-510b95dda8e0/diftk-podcast-artwork-gold.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/dd844dcc-df90-4ca5-8a70-d0e3062835aa\" height=\"200\" width=\"100%\" title=\"Accident &amp; Emergency! Making sure you have a financial safety net\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"“I live in Canada and yesterday I slipped on the ice walking back from school and hurt every single bone and muscle in my body.\n\nI am not seriously hurt but I am sore and don’t want to work because it would interrupt my self pitying calls to my mum, copious biscuit eating and catching up on every single episode of Scott and Bailey on Netflix.\n\nMy question is — to protect against times like these or even more serious periods of not working, how much money should a freelancer have saved for emergencies and how do you start a fund that you don’t pilfer from when you fancy a holiday or whatnot?”"}