{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fgrowing-the-future.simplecast.com%2Fepisodes%2Fjake-ayer-pU7zvt85","width":444,"version":"1.0","type":"rich","title":"Your Farm Insurance Might Not Pay When You Need It","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/1fa356cd-6e54-41a2-bbf4-99a91ee4ce68/11e1de9c-4a78-4ef5-b79c-1a9af8916a72/cropped_1788880895154.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"","height":200,"description":"Jake Ayer, Vice President of Keystone Agricultural Producers and a seed grower at Minto, Manitoba, joins Dan to talk about how a classroom debate over the carbon tax turned into a seat at the national policy table. He walks through his House of Commons testimony on business risk management, delivered mid internet outage, and the real dollar cost his farm absorbed during 2019's \"harvest from hell\" that existing insurance programs never covered. The tension is that farmers pay into a safety net built to catch them, and in his experience it too often doesn't, not because the money isn't needed, but because the programs are too complex and too narrow to pay out when it counts. Producers walk away with a clearer sense of what's broken in farm risk management and why getting involved, even nervously, still moves the needle."}