{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fnetnetpodcast.com%2Fepisodes%2Fis-buy-now-pay-later-worth-it-jBDo93GQ","width":444,"version":"1.0","type":"rich","title":"Is \"buy now, pay later\" worth it?","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/c91f343f-49c5-4fee-912a-97b72f6f9f2e/netnet-cover-b.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/edda33fe-3fa9-4824-8d4a-f536fae77af7\" height=\"200\" width=\"100%\" title=\"Is &quot;buy now, pay later&quot; worth it?\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"Lizzy and Lissa break down the hidden costs – financial and otherwise – of \"buy now, pay later\". They unpack how these offers can seem harmless or even helpful in the moment, but often lead to overspending, budgeting confusion, and a cycle of debt that’s harder to spot than with traditional credit cards. Plus, they explore the emotional toll of feeling behind on payments and why it’s so easy to underestimate the long-term impact."}