{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fnext-act-ninjas.simplecast.com%2Fepisodes%2Fdaring-a-downsized-lifestyle-ki_I1goe","width":444,"version":"1.0","type":"rich","title":"Daring a Downsized Lifestyle","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/e6ea2fc9-d59a-412c-b8fa-385db5357b23/98bc2687-5b8c-4506-80c7-b43e724d323e/podcast-cover-2.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/2c9a7678-8ed7-41f3-a112-cdd7ddff2f68\" height=\"200\" width=\"100%\" title=\"Daring a Downsized Lifestyle\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"In this episode of Next Act Ninjas, Rachael Van Pelt dives into the financial nuances of downsizing in retirement. Is your home equity tied up just as you're gearing up for your next adventure? Rachael breaks down the pros and cons, from the liberating financial benefits—like reduced living expenses and possibly living mortgage-free—to the potential pitfalls such as market timing and unexpected costs. Through the story of one couple who transitioned from a spacious Denver home to a townhome and a seasonal condo in Arizona, we explore how downsizing can significantly shape your lifestyle and financial health, making your Next Act not just manageable, but truly splendid. Join us as we unravel whether downsizing could be your ticket to a rejuvenated life, blending financial savvy with heartfelt lifestyle changes."}