{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fphysician-empowerment.simplecast.com%2Fepisodes%2F83-smart-mortgages-with-robin-lIgFo1YF","width":444,"version":"1.0","type":"rich","title":"83 - Smart Mortgages with Robyn Fenske","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/20a19d08-9f9b-4e07-883b-99c25454101c/3aafcba1-1560-4502-b17d-93044c4d4bae/phe-podcast-final.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/e870e789-9253-4dd1-b68d-8bbde6a48f02\" height=\"200\" width=\"100%\" title=\"83 - Smart Mortgages with Robyn Fenske\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"In this episode of the Physician Empowerment podcast, Dr. Wing Lim speaks with mortgage broker Robyn Fenske about mortgage fundamentals and lending strategies relevant to Canadian physicians and incorporated professionals. They review key concepts, including fixed versus variable mortgage rates, the impact of Bank of Canada rate decisions and bond yields, and how term selection relates to risk tolerance and financial planning. Robyn explains how brokers access multiple lenders to compare rates and terms, and why loyalty to a single bank may limit financial optimization."}