{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fpodcast.nfx.com%2Fepisodes%2Fken-lin-credit-karma-I7eH_Wbl","width":444,"version":"1.0","type":"rich","title":"How a $500 TV Ad Turned Credit Karma into a $7B Empire w/ Ken Lin","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/6ba80ac5-844e-419a-988d-08271a94bd7a/7b58458c-5396-4d9e-84fa-218de17c873f/nfx-20podcast.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/8809b21b-04ac-429d-8057-672760d3000f\" height=\"200\" width=\"100%\" title=\"How a $500 TV Ad Turned Credit Karma into a $7B Empire w/ Ken Lin\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"Ken Lin founded Credit Karma in 2007, bootstrapped through the recession, survived a near-shutdown by TransUnion, and ultimately sold to Intuit for $7.1B. In this episode, Ken shares how a $500 DIY TV ad broke their growth, why he avoided an IPO, the non-negotiables that mattered most in M&A, and where AI is taking personal finance next. A must-listen for any founder navigating scale, culture, and billion-dollar decisions."}