{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Freplace-your-income.simplecast.com%2Fepisodes%2Freset-the-great-housing-reset-of-2026-0ieM7mRu","width":444,"version":"1.0","type":"rich","title":"RESET: The Great Housing Reset of 2026","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/be79dfe0-b524-4e49-a76e-f92cecc9bcf0/da8a298e-d9d4-433e-b67a-b49384972789/screenshot-202026-01-09-20at-204-02-07-e2-80-afpm.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"","height":200,"description":"After a three-month deep dive into Micro-Wins to Millions, Kevin Clayson and Steve Earl return with their first live episode of 2026—and they start with a big-picture forecast.\n\nUsing Redfin’s newly released 2026 Housing Predictions as a framework, Kevin and Steve break down why the housing market is entering a “Great Reset”—not a crash, not a boom, but a slow, meaningful recalibration that favors prepared investors.\n\nThey discuss why interest rates dipping into the low 6% range matter less for monthly payments and more for buyer psychology, how affordability will improve as wage growth outpaces home price growth, and why pent-up demand hasn’t disappeared—it’s just been waiting on the sidelines.\n\nThe conversation also tackles declining transaction volume over the last three years, what that slowdown actually signals, and why investors who continued buying during uncertainty are already benefiting from appreciation, tax advantages, and refinancing opportunities.\n\nFinally, Kevin and Steve explain why rising rents, shifting political pressure around affordability, and changing incentives for sellers all point to one conclusion: the window of opportunity is open—but it won’t stay open forever.\n\nThis episode is a grounded, data-backed reminder that the cost of waiting is real—and that steady, strategic action still wins in real estate."}