{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fthe-ensemblex-exchange-podcast.simplecast.com%2Fepisodes%2Fbeyond-algorithms-l69GpaXB","width":444,"version":"1.0","type":"rich","title":"Beyond Algorithms: Tips for Building Excellent AI Models","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/c58a2781-9d5d-400c-98a5-15251631eacd/84f90643-f220-4294-9692-43476060f404/the-500-x-357-px-1.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/90321b68-1527-4323-85f8-73339e345300\" height=\"200\" width=\"100%\" title=\"Beyond Algorithms: Tips for Building Excellent AI Models\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"Please, don’t ask ChatGPT to build your credit model. Using machine learning (ML) and AI well is still a struggle for many lenders. Underneath all the buzz about AI, alternative data, and ever-smarter models, there's a lot of hard work and prudence required to implement these techniques safely and to manage the resulting models.\n\nJosh Campos, Head of Enterprise Data Science, AI & ML Engineering at DriveTime, is an expert on just that. He joins Shawn to discuss the practical side of ML and AI in credit risk management. They touch on best practices for data science teams, monitoring and updating models, using alternative data, and why LLMs should come with a warning on the label."}