{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fthe-newretirement-podcast.simplecast.com%2Fepisodes%2Fbeth-pinsker-JMWtWIWy","width":444,"version":"1.0","type":"rich","title":"Caring for Parents, Planning for the Future with Beth Pinsker","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/07361d48-f6e1-4ffa-99e3-42235989888f/5304ba05-a339-47c0-b60b-a2c6b0d2a5ae/podcast-20cover-20-20formerly-20nr.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/d182a9ae-6112-4003-912c-3b890881c1ab\" height=\"200\" width=\"100%\" title=\"Caring for Parents, Planning for the Future with Beth Pinsker\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"Beth Pinsker CFP®, MarketWatch columnist, and author of My Mother’s Money explains how caring for her mom exposed the gap between “knowing” and “doing” estate/care plans. Only ~30% have wills; even fewer have POAs/health proxies, creating real cash-flow and authorization crises when care starts. She describes the emotional and ethical knots (siblings, guilt) and how illiquid assets/annuity rules and bank hurdles complicate paying caregivers. Takeaways: set POAs/health proxies, add phone legacy contacts, name beneficiaries on all accounts/titles to avoid probate, and use fee-only help when needed. Beth frames inheritances as “Bubby money” spending aligned with a loved one’s values and urges investing in health and lifestyle now."}