{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fthe-newretirement-podcast.simplecast.com%2Fepisodes%2Ferin-moriarity-dahj8MmF-Sf0_OSDi","width":444,"version":"1.0","type":"rich","title":"Erin Talks Money: Personal Finance for Real People","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/07361d48-f6e1-4ffa-99e3-42235989888f/5304ba05-a339-47c0-b60b-a2c6b0d2a5ae/podcast-20cover-20-20formerly-20nr.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/b635898b-d0da-4a46-b39a-a77888b9f831\" height=\"200\" width=\"100%\" title=\"Erin Talks Money: Personal Finance for Real People\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"Erin Moriarity, creator of the Erin Talks Money YouTube channel, joins Steve Chen to share the personal story behind her passion for financial independence — from investing at age eight alongside her Depression-era grandmother to watching her mother lose financial control through a difficult divorce. Now reaching over 340,000 subscribers, Erin breaks down her philosophy that most people should DIY their finances well into their 50s, how to build a retirement income plan anchored by guaranteed income floors, and why she's fiercely selective about partnerships. The episode wraps with a candid conversation on AI — how she's using it in her business, her content, and even to manage her own health.\n"}