{"href":"https://api.simplecast.com/oembed?url=https%3A%2F%2Fwealthtalk.simplecast.com%2Fepisodes%2Fpooling-family-assets-for-massive-benefit-2Rl6Ru_d","width":444,"version":"1.0","type":"rich","title":"Pooling Family Assets For Massive Benefit","thumbnail_width":300,"thumbnail_url":"https://image.simplecastcdn.com/images/aafd02e0-0a9c-40ac-b4d2-ee6689f7b443/17291f6d-2db3-4faf-aefb-abbfe44de85b/wealthbuilders-wealthtalk-white.jpg","thumbnail_height":300,"provider_url":"https://simplecast.com","provider_name":"Simplecast","html":"<iframe src=\"https://player.simplecast.com/358a4337-bea2-4272-8434-d0d3cc6bea45\" height=\"200\" width=\"100%\" title=\"Pooling Family Assets For Massive Benefit\" frameborder=\"0\" scrolling=\"no\"></iframe>","height":200,"description":"Kevin Whelan is joined by Paul Brooks to explore the idea of pooling for massive benefit and why most families miss it. They explain how modern finance is increasingly technology driven, which should mean lower costs, but too often those savings are not passed on. The episode breaks down how families can pool or aggregate cash, investments, and pension assets to reduce fees, improve rates, and create a more joined up plan across generations. A major focus is SSAS pensions, which can pool multiple family members’ pension pots, reduce costs through activity based fees, and unlock powerful inheritance tax planning tools such as earmarking and loanback. They also cover how families can pool knowledge and documents using a digital vault, so the next generation is prepared, confident, and not left scrambling in a crisis."}